The basics
Life Insurance offers you the peace of mind that comes with knowing your family's needs are covered in the event of your death. No matter what stage of life you are at only life insurance can provide you with the peace of mind and security you deserve to have. We can provide you with a custom tailored plan designed specifically for you.
The ability to earn an income can be considered your family's most valuable asset because your income allows you to obtain other assets, particularly the necessities of life and, of course, the creature comforts. However, as we know, the ability to earn an income is not guaranteed. Yet, the need for income may continue for those who were financially dependent upon you. Consequently, your need for life insurance and the amount will depend upon your personal and financial circumstances. If any of the following statements apply to you, you probably do need to consider life insurance:
- You have a spouse.
- You have dependent children.
- You have an aging parent or disabled relative who depends on you for support.
- You have another loved one that you wish to provide for.
- You have business or estate planning needs that life insurance can satisfy
- Your retirement pension and savings are not enough to insure your lived ones' futures against a rising cost of living.
When you choose Farmers New World Life Insurance Company for your life insurance, you can benefit from over 85 years of experience. There are three basic types of life insurance:
Term Life Insurance is temporary coverage to fit business or personal needs.
Whole Life Insurance is permanent insurance that provides coverage for the "whole life" of the insured.
Universal Life Insurance is flexible coverage and cash value accumulation.
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